<?xml version='1.0' encoding='UTF-8'?><?xml-stylesheet href="http://www.blogger.com/styles/atom.css" type="text/css"?><feed xmlns='http://www.w3.org/2005/Atom' xmlns:openSearch='http://a9.com/-/spec/opensearchrss/1.0/'><id>tag:blogger.com,1999:blog-7451044254506572493.post5250283122667329864..comments</id><updated>2009-01-11T19:26:57.866-05:00</updated><title type='text'>Comments on FranklyRealty.com Daily Questions: Mortgage Late fees. Is 5 days Legal?</title><link rel='http://schemas.google.com/g/2005#feed' type='application/atom+xml' href='http://questions.franklyrealty.com/feeds/5250283122667329864/comments/default'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/7451044254506572493/5250283122667329864/comments/default'/><link rel='alternate' type='text/html' href='http://questions.franklyrealty.com/2008/07/mortgage-late-fees-is-5-days-legal.html'/><author><name>FRANK LL0SA Va Broker- BLOG.FranklyRealty.com</name><uri>http://www.blogger.com/profile/12647085935682292923</uri><email>noreply@blogger.com</email></author><generator version='7.00' uri='http://www.blogger.com'>Blogger</generator><openSearch:totalResults>2</openSearch:totalResults><openSearch:startIndex>1</openSearch:startIndex><openSearch:itemsPerPage>25</openSearch:itemsPerPage><entry><id>tag:blogger.com,1999:blog-7451044254506572493.post-6681016727503446916</id><published>2009-01-11T19:26:57.866-05:00</published><updated>2009-01-11T19:26:57.866-05:00</updated><title type='text'>I have a house that I sold in 2002 and didn't thin...</title><content type='html'>I have a house that I sold in 2002 and didn't think nothing of it. I have a Line of credit that I have been using and paying since Jan 2002. I just realized that the thing is attached to my home I sold in 2002.  I investigated more and realize now that the bank never recorded the line of credit on the property till 5 months after I sold it, and 11 months after I received it.&lt;BR/&gt;&lt;BR/&gt;So basically its a home equity line of credit, I closed at the title company and inquired when I closed if it was attached to my home, the lady there told me if its not recorded then its not a lein on the property.  &lt;BR/&gt;&lt;BR/&gt;I am not sure what to do, I have a $50,000 loan thats attached to a property I sold back over 7 years ago???&lt;BR/&gt;&lt;BR/&gt;Whos at fault it? Whats going to happen? Should I notify the bank?&lt;BR/&gt;&lt;BR/&gt;James, midlandboy84@aol.com</content><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/7451044254506572493/5250283122667329864/comments/default/6681016727503446916'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/7451044254506572493/5250283122667329864/comments/default/6681016727503446916'/><link rel='alternate' type='text/html' href='http://questions.franklyrealty.com/2008/07/mortgage-late-fees-is-5-days-legal.html?showComment=1231720017866#c6681016727503446916' title=''/><author><name>Anonymous</name><email>noreply@blogger.com</email></author><thr:in-reply-to xmlns:thr='http://purl.org/syndication/thread/1.0' href='http://questions.franklyrealty.com/2008/07/mortgage-late-fees-is-5-days-legal.html' ref='tag:blogger.com,1999:blog-7451044254506572493.post-5250283122667329864' source='http://www.blogger.com/feeds/7451044254506572493/posts/default/5250283122667329864' type='text/html'/></entry><entry><id>tag:blogger.com,1999:blog-7451044254506572493.post-81818443749492723</id><published>2008-07-11T14:42:31.827-04:00</published><updated>2008-07-11T14:42:31.827-04:00</updated><title type='text'>seems shaky to me I will look in to &amp; get back.</title><content type='html'>seems shaky to me I will look in to &amp; get back.</content><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/7451044254506572493/5250283122667329864/comments/default/81818443749492723'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/7451044254506572493/5250283122667329864/comments/default/81818443749492723'/><link rel='alternate' type='text/html' href='http://questions.franklyrealty.com/2008/07/mortgage-late-fees-is-5-days-legal.html?showComment=1215801751827#c81818443749492723' title=''/><author><name>Anonymous</name><email>noreply@blogger.com</email></author><thr:in-reply-to xmlns:thr='http://purl.org/syndication/thread/1.0' href='http://questions.franklyrealty.com/2008/07/mortgage-late-fees-is-5-days-legal.html' ref='tag:blogger.com,1999:blog-7451044254506572493.post-5250283122667329864' source='http://www.blogger.com/feeds/7451044254506572493/posts/default/5250283122667329864' type='text/html'/></entry></feed>